As inflation erodes purchasing power and markets grow uncertain, Americans are turning to physical gold and silver to protect what they've worked a lifetime to build. Transfer your IRA or 401(k) tax-free — no obligation, no pressure.
With inflation at multi-decade highs and economic uncertainty on the rise, a gold-backed IRA gives you the ability to own physical precious metals inside a tax-advantaged retirement account — protecting the savings you've worked a lifetime to build.
Gold and silver are purchased globally by investors, governments and industries, creating consistent demand across markets and economic cycles.
Precious metals are among the best hedges against inflation, with a history of maintaining purchasing power and growing in value when inflation rises.
Gold and precious metals help position your retirement savings for long-term success by diversifying your portfolio and insulating against downturns.
When held in an IRA, gold can grow on a tax-deferred or tax-free basis based on your account type and standard IRS rules.
As inflation challenges the American economy and market volatility rattles investors, many are left wondering what options they have to protect their retirement savings from the economic headwinds ahead.
The answer for thousands of Americans is the Self-Directed Precious Metals IRA — a tax-advantaged retirement account that allows you to hold physical gold, silver, platinum and palladium instead of paper assets like stocks and bonds.
Unlike traditional IRAs tied to the stock market, a Gold IRA puts you in control of real, tangible assets with a 5,000-year track record of holding value — regardless of what happens on Wall Street.
Get Your Free GuideMost qualified retirement accounts can be rolled over into a Gold IRA tax-free and penalty-free:
Most employer-sponsored plans allow for a tax-free rollover after age 59½ or once you leave the service of the sponsoring employer. Our team verifies your eligibility at no cost.
Our team of precious metals professionals is with you every step of the way, helping both first-time buyers and experienced investors secure their retirement with physical gold and silver.
Our IRA processing team will help you complete and submit a Self-Directed IRA application with one of our trusted custodian partners. We handle all the paperwork and ensure your application meets every regulatory requirement.
Roll over your existing IRA, 401(k), 403(b), TSP or other qualified retirement account — tax-free and penalty-free. Our specialists coordinate directly with your current custodian so you don't have to.
Once funded, a dedicated Precious Metals Specialist will guide your purchase of IRA-eligible gold, silver, platinum or palladium. Your physical metals are stored in a fully insured, IRS-approved depository with complete titled ownership.
Choose the precious metals IRA that aligns with your retirement goals, tax strategy and risk tolerance.
Diversify and hedge against inflation with physical gold in a tax-advantaged account. A popular choice for long-term stability and wealth preservation.
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Bolster your retirement with physical silver, often chosen for its affordability, strong industrial demand and excellent diversification benefits.
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Enjoy the benefits of physical gold with tax-free growth. Ideal for those who qualify and want long-term flexibility in retirement planning.
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Gain exposure to a rare metal with both investment and industrial uses, held inside a tax-advantaged Precious Metals IRA structure.
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Diversify with a scarce precious metal used in advanced manufacturing and emissions control technologies across the globe.
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A self-directed IRA that lets you hold a mix of gold, silver, platinum and palladium — all IRA-eligible, all securely stored.
Learn MoreStoring your physical precious metals in a high-security, insured depository gives you complete peace of mind, titled ownership, and full accessibility whenever you need it.
All precious metals purchased through Universal Gold Group are stored at fully insured, IRS-approved depositories — including facilities backed by major exchanges and carrying comprehensive all-risk insurance coverage.
To qualify for IRA purchase, precious metals must meet strict IRS purity requirements — .995 fineness or greater (24-karat) — and be produced by NYMEX or COMEX-approved refiners such as the U.S. Mint, Royal Canadian Mint, Perth Mint, and Austrian Mint.
Rollovers from existing accounts have no contribution limits.
The latest headlines and market signals shaping today's economy and gold markets.
Gold's drop has drawn plenty of headlines, but the deeper story may be simpler: in a liquidity squeeze, even strong assets get sold. Meanwhile, central banks continue stockpiling bullion at record levels.
Prices are rising again — this time from imports — while business activity slows. A difficult combination with fewer easy fixes.
Housing used to be the American dream. Now it's a warning sign. As costs rise faster than incomes, the pressure is reshaping retirement.
Don't just take our word for it. Here's what Americans like you are saying about working with Universal Gold Group.
"Great company to work with. Communication was always clear and prompt. The process of moving my retirement funds was straightforward and easy. I highly recommend Universal Gold Group to anyone looking to rollover an IRA."
"The staff is knowledgeable, courteous, and incredibly patient. Even though this type of investment was new for me, I felt more confident here than with my traditional brokerage. Universal Gold Group answered every question I had."
"First time precious metals investor here. These guys are extremely knowledgeable about the gold and silver markets and more than happy to answer questions. They truly make you feel like family. Easy to talk to and quick to respond!"
Yes. We partner with IRS-approved and regulated precious metals depositories including Delaware Depository, Brink's Global Services, and Texas Precious Metals Depository. All metals are fully insured with state-of-the-art surveillance and secure vault access controls.
Yes. Most IRAs, 401(k)s, 403(b)s, TSPs and other qualified plans can be transferred into a Precious Metals IRA without taxes or penalties. Our specialists coordinate directly with your current custodian to make the transition seamless — you never touch the funds.
Yes, contribution limits follow standard IRA rules set by the IRS. For 2026: $7,500, with a catch-up contribution (age 50+) limit of $1,100. For 2025: $7,000, with a catch-up contribution (age 50+) limit of $1,000.
The IRS requires precious metals held in a Gold IRA to be stored in an approved depository. However, once you reach retirement age, you may take physical possession through an in-kind distribution, where your metals are shipped directly to you.
Look for a provider with a strong track record, clear and transparent pricing, and specialists focused on education rather than pressure. Confirm they work with IRS-approved custodians and secure, fully insured depositories.
We believe your financial future deserves more than a sales pitch. Our team of former wealth managers, financial advisors and commodity specialists is dedicated to education first — helping you understand your options so you can make confident decisions for your family's future.
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