Name: IRA-eligible gold coins and bars
Brand: Universal Gold Group

Government-Minted Coins

IRA-Eligible Gold Coins

Government-minted gold coins are among the most liquid and widely recognized gold investments in the world. All coins listed below are approved for Gold IRA inclusion.

American Gold Eagle

91.67% Pure · IRA Eligible

The official gold bullion coin of the United States, minted by the U.S. Mint since 1986. An IRS exception allows the Eagle in Gold IRAs despite its 22-karat composition. Available in 1 oz, ½ oz, ¼ oz, and 1/10 oz.

American Gold Buffalo

99.99% Pure · IRA Eligible

The first 24-karat gold coin ever struck by the U.S. Mint, introduced in 2006. Features the iconic Indian Head / Buffalo design. Available in 1 oz only. The purest U.S. government gold coin.

24 Karat

Canadian Gold Maple Leaf

99.99% Pure · IRA Eligible

Struck by the Royal Canadian Mint since 1979. One of the most recognized and trusted gold coins globally, featuring advanced security features including a micro-engraved maple leaf. Available in 1 oz, ½ oz, ¼ oz, 1/10 oz, and 1/20 oz.

24 Karat

Austrian Gold Philharmonic

99.99% Pure · IRA Eligible

Struck by the Austrian Mint since 1989. Europe's best-selling gold coin, featuring instruments of the Vienna Philharmonic Orchestra. Legal tender in Austria. Available in 1 oz, ½ oz, ¼ oz, and 1/10 oz.

24 Karat

Australian Gold Kangaroo

99.99% Pure · IRA Eligible

Produced by the Perth Mint, Australia's oldest operating mint. Features a new kangaroo design each year, making it highly collectible. Backed by the Australian government. Available in 1 oz, ½ oz, ¼ oz, 1/10 oz, and 2 oz.

Annual Design

South African Gold Krugerrand

91.67% Pure · IRA Eligible

The world's first modern gold bullion coin, first struck in 1967. Like the American Eagle, its 22-karat alloy gives it exceptional durability. Available in 1 oz, ½ oz, ¼ oz, and 1/10 oz. One of the world's most traded gold coins.

Historic

Accredited Refiner Bars

IRA-Eligible Gold Bars

Gold bars from LBMA-approved refiners offer a cost-effective way to hold gold with minimal premiums over spot price. All bars listed meet the IRS 99.5% minimum purity requirement.

PAMP Suisse Gold Bars

99.99% Pure · IRA Eligible

Switzerland's most prestigious refiner. PAMP Suisse bars feature the iconic Lady Fortuna design and individual assay certificates. Available in 1 g, 2.5 g, 5 g, 10 g, 1 oz, 50 g, and 100 g. LBMA Good Delivery certified.

Most Trusted

Valcambi Gold Bars

99.99% Pure · IRA Eligible

One of the world's largest and most respected Swiss refiners. Valcambi bars come individually sealed with assay certificates. Available in 1 oz, 10 oz, and 1 kg. LBMA Good Delivery listed.

Swiss Refiner

Credit Suisse Gold Bars

99.99% Pure · IRA Eligible

Produced at the Valcambi refinery under the Credit Suisse brand. Highly recognized and liquid worldwide. Available in 1 oz and 10 oz. Each bar comes with an assay card certifying weight, purity, and serial number.

Global Recognition

Perth Mint Gold Bars

99.99% Pure · IRA Eligible

Produced by Australia's Perth Mint and guaranteed by the Government of Western Australia. Available in 1 oz, 10 oz, and 1 kg. Each bar is serialized and comes with an assay certificate.

Govt. Guaranteed

Coins vs. Bars

Which Gold Product Is Right for Your IRA?

Both coins and bars are IRS-approved for Gold IRAs, but they have different characteristics that may make one more suitable than the other depending on your goals.

Gold coins typically carry higher premiums over spot price but offer greater liquidity, international recognition, and in some cases collectible appeal. Government-backed coins are among the most easily sold assets in the world.

Gold bars generally carry lower premiums over spot, making them more cost-efficient for building a large gold position. They are ideal for investors focused purely on gold content and minimizing the cost per ounce.

Talk to a Specialist

Feature	Coins	Bars
Premium over spot	Higher	Lower
Liquidity	Very high	High
Recognition	Global	Refiner-dependent
Sizes available	1/10 oz – 2 oz	1 g – 1 kg+
IRA eligible	Yes	Yes
Best for	Flexibility & resale	Cost efficiency

Common Questions

Gold Products FAQ

How do I purchase gold for my IRA?

You don't purchase gold directly — your IRA custodian purchases it on your behalf using the funds in your account. Once you select the products you want, Universal Gold Group coordinates the order with your custodian. The metals are then shipped by insured carrier directly to your chosen IRS-approved depository.

Can I add to my gold holdings after opening a Gold IRA?

Yes. You can make additional purchases at any time as long as you have funds in your account, either from new contributions or rollovers. There is no limit on purchases — only on annual new contributions ($7,000 / $8,000 catch-up in 2026).

What does "IRS-approved" mean for gold?

For gold to be held in an IRA, it must meet a minimum fineness of 99.5% (0.995), with one exception: the American Gold Eagle, which is approved at 91.67% due to its status as legal tender. Additionally, gold must be produced by a national government mint or an LBMA-accredited refiner.

How is my gold priced?

Gold is priced based on the spot price — the current market price for immediate delivery — plus a premium that covers minting, fabrication, distribution, and dealer margin. Premiums vary by product: coins generally carry higher premiums than bars. Universal Gold Group provides transparent, competitive pricing with no hidden fees.

IRS-Approved Gold Coins & Bars

IRA-Eligible Gold Coins

American Gold Eagle

American Gold Buffalo

Canadian Gold Maple Leaf

Austrian Gold Philharmonic

Australian Gold Kangaroo

South African Gold Krugerrand

IRA-Eligible Gold Bars

PAMP Suisse Gold Bars

Valcambi Gold Bars

Credit Suisse Gold Bars

Perth Mint Gold Bars

Which Gold Product Is Right for Your IRA?

Gold Products FAQ

Ready to Add Gold to Your IRA?