Precious Metals IRA

Platinum IRA — Rare Metal Protection for Your Retirement

Platinum is rarer than gold, has critical industrial demand, and trades at a significant discount to its historical premium — making it a compelling addition to any retirement portfolio.

Request Free Info Kit View Platinum Products

The Case for Platinum

The World's Rarest Monetary Metal

Platinum is approximately 30 times rarer than gold. All the platinum ever mined in history would fit inside an average living room — a scarcity that positions it as a powerful long-term store of value.

Beyond its monetary appeal, platinum is indispensable in catalytic converters, hydrogen fuel cells, cancer-fighting drugs, and electronics manufacturing. This deep industrial demand creates consistent price support independent of investor sentiment.

Historically, platinum has traded at a premium to gold. Today it sits at a significant discount — an opportunity many investors see as a compelling entry point before a potential reversion.

Open a Platinum IRA

Platinum at a Glance

IRS-Required Purity 99.95%

Annual Mine Supply ~180 tons

Primary Source Countries South Africa, Russia

Autocatalyst Demand ~40% of supply

Hydrogen Economy Role Critical catalyst

IRA-Eligible Platinum

Approved Platinum Products for Your IRA

The IRS requires platinum to be at least 99.95% pure to qualify for an IRA. The following coins and bars meet this standard.

American Platinum Eagle

Minted by the U.S. Mint. 99.95% pure platinum. Available in 1 oz, ½ oz, ¼ oz, and 1/10 oz. The only platinum bullion coin produced by the United States government.

Canadian Platinum Maple Leaf

Royal Canadian Mint. 99.95% pure. Available in 1 oz. Features the iconic maple leaf design and is one of the most widely recognized platinum coins globally.

Australian Platinum Platypus

Perth Mint. 99.95% pure. Available in 1 oz. Features Australia's iconic platypus — a trusted, government-backed platinum bullion coin.

Platinum Bars (Various)

1 oz, 10 oz, and 50 g platinum bars from approved refiners including PAMP Suisse, Valcambi, and Credit Suisse. 99.95% minimum purity required for IRA eligibility.

Getting Started

Open Your Platinum IRA in 4 Steps

Speak with a Specialist

Call 702.250.1730 or request your free Platinum IRA information kit. We'll walk you through your options with no obligation.

Open Your Self-Directed IRA

We connect you with an IRS-approved custodian who specializes in precious metals. Account setup takes about 10 minutes.

Roll Over or Fund Your Account

Transfer funds from an existing 401(k), IRA, or other retirement plan — or make a new contribution. Direct rollovers are tax-free and penalty-free.

Choose Your Platinum

Select from our inventory of IRS-approved platinum coins and bars. Your metals are shipped directly to an approved depository and fully insured.

Common Questions

Platinum IRA FAQ

Is platinum allowed in an IRA?

Yes. The IRS permits platinum in a self-directed IRA, provided the metal meets a minimum purity of 99.95%. Approved products include the American Platinum Eagle, Canadian Platinum Maple Leaf, and platinum bars from accredited refiners. Platinum must be stored at an IRS-approved depository — it cannot be held at home.

Why is platinum cheaper than gold right now?

Platinum historically traded at a premium to gold but has been at a discount since around 2015, driven largely by the diesel emissions scandal in Europe, which reduced autocatalyst demand. Many analysts view the current discount as a potential opportunity, as platinum's supply is highly concentrated and its role in hydrogen fuel cell technology is growing.

Can I hold platinum alongside gold and silver in the same IRA?

Yes. A self-directed Precious Metals IRA can hold any combination of IRS-approved gold, silver, platinum, and palladium. You can diversify across all four metals within a single account, managed by a single custodian.

What are the fees for a Platinum IRA?

Fees typically include a one-time account setup fee, an annual custodian fee, and an annual storage fee at the depository. Universal Gold Group is fully transparent about all fees before you open your account. Contact us for a complete fee schedule.