Precious Metals IRA

Palladium IRA — The Metal of Modern Industry

Palladium has outperformed every major asset class over the past decade. With supply concentrated in two countries and demand driven by clean-air regulations, it remains one of the most strategically important metals on Earth.

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The Case for Palladium

Rarer Than Gold. Driven by Global Demand.

Palladium is one of the rarest elements on Earth and is almost exclusively mined as a byproduct of nickel and platinum operations — making new supply extremely difficult to scale quickly. Russia and South Africa together account for over 80% of global production, creating a concentrated supply risk that supports long-term prices.

Over 80% of annual palladium demand comes from catalytic converters in gasoline-powered vehicles, where it helps convert harmful emissions into harmless gases. As emissions standards tighten globally, this demand shows no sign of slowing.

Palladium is approved by the IRS for self-directed IRAs, giving investors a way to hold this rare industrial metal inside a tax-advantaged retirement account.

Open a Palladium IRA

Palladium at a Glance

IRS-Required Purity 99.95%

Annual Mine Supply ~210 tons

Primary Source Countries Russia, South Africa

Autocatalyst Demand ~80% of supply

Electronics & Dental Use ~15% of supply

IRA-Eligible Palladium

Approved Palladium Products for Your IRA

The IRS requires palladium to be at least 99.95% pure to qualify for an IRA. The following coins and bars meet this standard.

American Palladium Eagle

Minted by the U.S. Mint. 99.95% pure palladium. Available in 1 oz. Introduced in 2017, it is the only palladium bullion coin produced by the United States government and is IRA-eligible.

Canadian Palladium Maple Leaf

Royal Canadian Mint. 99.95% pure. Available in 1 oz. One of the most trusted palladium bullion coins in the world, backed by the Canadian government.

Palladium Bars (Various)

1 oz and 10 oz palladium bars from approved refiners including PAMP Suisse and Valcambi. Must meet the 99.95% minimum purity requirement for IRA eligibility.

Getting Started

Open Your Palladium IRA in 4 Steps

Speak with a Specialist

Call 702.250.1730 or request your free Palladium IRA information kit. Our specialists will explain your options with no pressure or obligation.

Open Your Self-Directed IRA

We connect you with an IRS-approved custodian. The account setup process takes about 10 minutes of your time.

Roll Over or Fund Your Account

Transfer funds from a 401(k), IRA, or other qualified retirement plan — or make a new contribution. Direct rollovers incur no taxes or penalties.

Choose Your Palladium

Select from our inventory of IRS-approved palladium coins and bars. Your metals are shipped to an approved depository and insured at full value.

Common Questions

Palladium IRA FAQ

Is palladium allowed in an IRA?

Yes. The IRS permits palladium in a self-directed IRA provided it meets a minimum purity of 99.95%. IRA-eligible products include the American Palladium Eagle, Canadian Palladium Maple Leaf, and palladium bars from accredited refiners. Like all IRA metals, palladium must be stored at an IRS-approved depository.

How does palladium compare to gold as an investment?

Palladium and gold serve different roles. Gold is primarily a monetary metal and store of value, while palladium is driven mainly by industrial demand — especially catalytic converters in gasoline vehicles. Palladium has shown dramatic price volatility, including periods of dramatic outperformance. Many investors hold it alongside gold and silver for broader metals diversification.

Can I hold palladium alongside other metals in the same IRA?

Yes. A self-directed Precious Metals IRA can hold any combination of IRS-approved gold, silver, platinum, and palladium. You can diversify across all four metals within a single account under a single custodian.

What are the fees for a Palladium IRA?

Fees typically include a one-time account setup fee, an annual custodian fee, and an annual storage fee at the depository. Universal Gold Group provides complete fee transparency before you open your account. Contact us for a full fee schedule with no obligation.